Professional surveyor conducting a buildings insurance loss assessment
For Insurance Professionals

Buildings Insurance
Claims Validation

Independent on-site assessment for insurers, loss adjusters, and third-party administrators. We determine cause, establish liability, and deliver a clear written report — fast.

What We Do

Independent Buildings Assessment

TDV Surveying Ltd provides fully independent, professionally qualified loss assessments for buildings insurance claims. Our surveyors attend site, carry out a thorough inspection of the building fabric, and produce a clear report covering cause, liability, and the scope and cost of reinstatement works.

We work exclusively with the buildings — not contents. Our focus is on the structure, fabric, and fixed elements of the property, giving insurers and loss adjusters the precise, impartial information needed to make informed claims decisions.

Typical Scope of Assessment

We assess all elements of the building fabric, including:

Roof structure and covering
External walls and cladding
Rainwater goods and drainage
Windows, doors, and joinery
Internal ceilings and plasterwork
Floors and floor coverings
Structural elements and loadbearing components
Specialist building features
What You Receive

Our Deliverables

Cause and Liability Determination

A clear, professional assessment of the cause of damage and an impartial opinion on policy liability — whether to support acceptance, partial acceptance, or repudiation of the claim.

Written Inspection Report

A detailed written report covering all findings, with annotated photographs documenting the condition of the building and all areas of damage or concern.

Scope of Works

A full schedule of all works required to reinstate the building to its pre-loss condition, itemised clearly for use by contractors and insurers.

Repair Cost Schedule

A professional estimate of reinstatement costs based on current market rates, structured for straightforward comparison against contractor quotes or insurer reserves.

Drone Photographic Evidence

Where access or safety makes it appropriate, our CAA-licensed pilots capture 4K aerial imagery of the building exterior — providing an objective, time-stamped photographic record that forms a robust evidential base for the claim file.

Asbestos Assessment

All our surveyors hold Asbestos Awareness and sampling certifications. Where ACM presence is a concern — particularly in older buildings undergoing significant reinstatement work — we can carry out on-site sampling for laboratory analysis as part of the same attendance.

Instruct Us

Send Us a Claim Referral

Use the form to send us your claim reference and property details. We'll confirm availability and turnaround time — typically within the same business day.

Submit a Referral
info@tdvsurveying.co.uk
How It Works

From Instruction to Report

A straightforward three-step process designed for insurers and loss adjusters who need fast, reliable information.

01

Instruct TDV

Send us the claim reference, property address, nature of loss, and any relevant policy details. We'll confirm our availability and agree a site attendance date — typically within 48 hours of instruction.

02

On-Site Inspection

Our qualified surveyor attends the property and carries out a thorough inspection of all relevant building elements. Where appropriate, drone imagery and asbestos sampling are carried out at the same visit.

03

Report Delivered

A detailed written report — including cause analysis, liability assessment, scope of works, and cost schedule — is delivered directly to the instructing party, usually within 48 hours of the site visit.

Why TDV Surveying

Independent Expertise You Can Rely On

Truly Independent

We have no ties to insurers, contractors, or claimants. Our assessments are impartial — giving you defensible, objective opinions that stand up to scrutiny.

Qualified Surveyors

All inspections are carried out by professionally qualified building surveyors with direct experience in buildings insurance claims — not general inspectors.

Fast Turnaround

Site attendance typically within 48 hours of instruction. Written reports delivered within 48 hours of the visit. We understand that speed matters in claims management.

Combined Capability

Drone surveying, building inspection, and asbestos assessment in a single attendance — reducing the number of site visits and the time taken to get your claim moving.

Clear, Actionable Reports

Our reports are written to be used, not filed. Every document is structured to give instructing parties the information they need to make confident decisions.

South & Midlands Coverage

We cover properties across the South West, South East, Midlands, and London — with the capacity to respond quickly across our full geographic area.

Ready to Instruct?

Submit a Claim Referral Today

Get in touch with your claim reference and property details. We'll confirm attendance availability and turnaround time — usually within the same business day.

Submit a Referral info@tdvsurveying.co.uk